CredAvenue, a fintech company established in 2017, has recently undergone a significant rebranding and is now known as Yubi. This transition reflects its evolution from a digital debt marketplace into a broader financial platform aimed at enhancing the flow of finance among borrowers, lenders, and investors.
| P&L Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | 95 | 422 | 1,297 | 2,473 |
| Cost of Material Consumed | - | - | - | - |
| Gross Margins | - | - | - | - |
| Change in Inventory | - | - | - | - |
| Employee Benefit Expenses | 307.6 | 788.9 | - | - |
| Other Expenses | - | - | 2,831 | - |
| EBITDA | - | - | - | - |
| OPM | - | - | - | - |
| Other Income | - | - | - | - |
| Finance Cost | - | - | - | - |
| D&A | - | - | - | - |
| EBIT | - | - | - | - |
| EBIT Margins | - | - | - | - |
| PBT | -1,279 | -1,347 | -1,644 | -609 |
| PBT Margins | - | - | - | - |
| Tax (2021) | - | - | - | - |
| PAT | -1,279 | -1,347 | -1,644 | -609 |
| NPM | - | - | - | - |
| EPS | - | - | - | - |
| Liabilities | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Share Capital | 215.77 | 215.77 | 215.77 | 215.77 |
| FV | - | - | - | - |
| Reserves | - | - | - | - |
| Borrowings | - | - | - | - |
| Trade Payables | - | - | - | - |
| Other Liabilities | - | - | - | - |
| Total Liabilities | 215.77 | 215.77 | 215.77 | 215.77 |
| Cash-Flow Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| PBT | - | - | - | - |
| OPBWC | - | - | - | - |
| Change in Receivables | - | - | - | - |
| Change in Inventories | - | - | - | - |
| Change in Payables | - | - | - | - |
| Other Changes | - | - | - | - |
| Working Capital Change | - | - | - | - |
| Cash Generated From Operations | - | - | - | 1270 |
| Tax | - | - | - | - |
| Cash Flow From Operations | - | - | - | 1270 |
| Purchase of PPE | 533.68 | -93.86 | - | - |
| Sale of PPE | 26.28 | 0.2 | - | - |
| Cash Flow From Investment | - | - | - | - |
| Borrowing | -6932.52 | -52 | - | - |
| Divided | 161.63 | 69.12 | - | - |
| Equity | 13704.65 | 3242.92 | - | - |
| Others From Financing | -331.63 | -144.4 | - | - |
| Cash Flow from Financing | - | - | - | - |
| Net Cash Generated | - | - | - | - |
| Cash at the Start | 4561.42 | 4434.15 | - | - |
| Cash at the End | - | - | - | - |
| Shareholding Pattern | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Individuals | 7.77 | 7.77 | - | - |
| Corporated Listed | - | - | - | - |
| Corporated Unlisted | 58.3 | ~50 | - | - |
| Financial Institutions/Banks | 8.54 | - | - | - |
| Insurance Companies | - | - | - | - |
| Venture Capital Fund/AIFs | 4.88 | - | - | - |
| Foreign Holding | 3.52 | - | - | - |
| Others | - | - | - | - |
