Go Digit General Insurance Limited, commonly known as Go Digit, is a prominent player in the Indian insurance market, specializing in non-life general insurance products. Established in December 2016 and headquartered in Bengaluru, India, the company aims to simplify the insurance process through a digital platform, making it easier for customers to purchase and manage their policies.
| P&L Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | 2,251.99 | 3,840.97 | 5,885.70 | 8,615.38 |
| Cost of Material Consumed | - | - | - | - |
| Gross Margins | - | - | - | - |
| Change in Inventory | - | - | - | - |
| Employee Benefit Expenses | - | - | - | - |
| Other Expenses | - | - | - | - |
| EBITDA | - | - | - | - |
| OPM | - | -9.54% | -11.02% | - |
| Other Income | - | - | - | - |
| Finance Cost | - | - | - | - |
| D&A | - | - | - | - |
| EBIT | -122.76 | -295.85 | 35.55 | 181.68 |
| EBIT Margins | -6.06% | -8.76% | 0.61% | 2.11% |
| PBT | -122.76 | -295.85 | 35.55 | 181.68 |
| PBT Margins | -6.06% | -8.76% | 0.61% | 2.11% |
| Tax (2021) | - | - | - | - |
| PAT | -122.76 | -295.85 | 35.55 | 182 |
| NPM | -5.45% | -7.69% | _0.61% | _2.11% |
| EPS | -1.5 | -3.55 | _0.41 | _2.08 |
| Financial Ratios | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Operating Profit Margin | -5.00% | -7.00% | 1.00% | 3.00% |
| Net Profit Margin | -8.50% | -6.10% | 0.70% | 2.10% |
| Earning Per Share (Diluted) | -1.5 | -3.55 | 0.41 | 2.05 |
| Assets | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Fixed Assets | 1,620.04 | 1,518.48 | 1,620.04 | 1,485.01 |
| CWIP | 2.48 | 1.4 | 23.77 | 80.83 |
| Investments | 15,407.64 | 12,389.06 | 9,247.36 | 5,430.22 |
| Trade Receivables | - | - | - | - |
| Inventory | - | - | - | - |
| Other Assets | - | - | - | - |
| Total Assets | 16,958.46 | 13,489.56 | 10,047.73 | 6,004.12 |
| Liabilities | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Share Capital | 824.69 | 859.01 | 874.02 | 875.16 |
| FV | 378.3 | 1,118.61 | 1,565.14 | 1,821.50 |
| Reserves | - | - | - | 350 |
| Borrowings | - | - | - | - |
| Trade Payables | - | - | - | - |
| Other Liabilities | 3,236.35 | 5,751.84 | 7,982.46 | 10,186.80 |
| Total Liabilities | 6,004.12 | 10,047.73 | 13,489.56 | 16,958.46 |
| Cash-Flow Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| PBT | -123 | -296 | 36 | 182 |
| OPBWC | -1,637 | -3,487 | -2,514 | -1,986 |
| Change in Receivables | - | - | - | 1 |
| Change in Inventories | - | - | - | 468 |
| Change in Payables | 159 | 995 | 397 | 342 |
| Other Changes | - | - | - | - |
| Working Capital Change | - | - | - | - |
| Cash Generated From Operations | 1,563 | 2,479 | 2,250 | 1,720 |
| Tax | - | - | - | - |
| Cash Flow From Operations | - | - | - | - |
| Purchase of PPE | - | - | - | - |
| Sale of PPE | - | - | - | - |
| Cash Flow From Investment | -1,637 | -3,487 | -2,514 | -1,986 |
| Borrowing | 350 | - | - | - |
| Divided | - | - | - | - |
| Equity | - | - | - | - |
| Others From Financing | - | - | - | - |
| Cash Flow from Financing | 342.15 | 397.07 | 994.84 | 158.88 |
| Net Cash Generated | 86 | -13 | 133 | -77 |
| Cash at the Start | - | -13 | -13 | -77 |
| Cash at the End | - | -13 | -13 | -77 |
| Shareholding Pattern | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Individuals | 26 | 25.5 | 25 | 24.5 |
| Venture Capital Fund/AIFs | 5 | 5.5 | 6 | 6.5 |
| Foreign Holding | 10 | 10.5 | 11 | 11.5 |
| Others | 59 | 58 | 58 | 57.5 |
