HDFC Ergo General Insurance Limited Shares

HDFC Ergo General Insurance Limited Share Price

₹370

₹370

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HDFC Ergo General Insurance Limited Shares

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About Share

HDFC ERGO General Insurance Company Limited is a prominent player in the Indian insurance market, established as a joint venture between HDFC Ltd. and ERGO International AG, a subsidiary of the Munich Re Group. The company was founded in 2002 and operates primarily in the general insurance sector, offering a wide range of products aimed at both retail and corporate customers. Product OfferingsHDFC ERGO provides a diverse array of insurance products across various sectors:Retail InsuranceHealth InsuranceMotor InsuranceTravel InsuranceHome InsurancePersonal Accident InsuranceCorporate InsuranceProperty InsuranceMarine InsuranceLiability InsuranceAdditionally, the company offers specialized products for rural sectors, including rainfall index insurance and cattle insurance policies

Fundamentals

HDFC Ergo General Insurance Limited Shares

₹370

Lot Size

100

52 Week High

52 Week Low

Depository

PAN Number

AABCL5045N

ISIN Number

INE225R01027

CIN

U66030MH2007PLC177117

RTA

Market Cap (in cr)

P/E Ratio

P/B Ratio

Debt to Equity

ROE (%)

Book Value

Face Value

₹10.00

Valuation (In Cr)

Total Shares

714968264

Financials (In Cr)

P&L Statement	2021	2022	2023	2024
Revenue	17648	22629	27875	27786
Cost of Material Consumed	0	0	0	0
Gross Margins	100	100	100	100
Change in Inventory	0	0	0	0
Employee Benefit Expenses	12423	16349	20268	20450
Other Expenses	2079	2584	3104	2942
EBITDA	3146	3696	4503	4394
OPM	17.83	16.33	16.15	15.81
Other Income	397	436	510	964
Finance Cost	93	76	57	63
D&A	836	875	983	1004
EBIT	2310	2821	3520	3390
EBIT Margins	13.09	12.47	12.63	12.2
PBT	2614	3180	3973	4291
PBT Margins	14.81	14.05	14.25	15.44
Tax (2021)	924	874	798	1045
PAT	1690	2306	3175	3246
NPM	9.58	10.19	11.39	11.68
EPS	285.96	390.19	535.41	547.39

Financial Ratios	2021	2022	2023	2024
Operating Profit Margin	17.83	16.33	16.15	15.81
Net Profit Margin	9.58	10.19	11.39	11.68
Earning Per Share (Diluted)	285.96	390.19	535.41	547.39

Assets	2021	2022	2023	2024
Fixed Assets	2724	2995	2753	2504
CWIP	13	23	23	61
Investments	4679	5761	8162	9431
Trade Receivables	3409	4867	5156	4969
Inventory	0	0	0	0
Other Assets	6021	5849	6455	8160
Total Assets	16846	19495	22549	25125

Liabilities	2021	2022	2023	2024
Share Capital	59.1	59.1	59.3	59.3
FV	10	10	10	10
Reserves	12607	14742	17994	20651
Borrowings	0	0	0	0
Trade Payables	648	832	895	795
Other Liabilities	3531.9	3861.9	3600.7	3619.7
Total Liabilities	16846	19495	22549	25125

Cash-Flow Statement	2021	2022	2023	2024
PBT	2614	3180	3973	429
OPBWC	3404	3898	4717	471
Change in Receivables	109	-1351	-335	304
Change in Inventories	0	0	0	0
Change in Payables	-94	223	59	-132
Other Changes	597	150	-168	4177
Working Capital Change	612	-978	-444	4349
Cash Generated From Operations	4016	2920	4273	4820
Tax	-612	-1012	-970	-1133
Cash Flow From Operations	3404	1908	3303	3687
Purchase of PPE	-19211	-20352	-510	-449
Sale of PPE	19759	18590	28	26
Cash Flow From Investment	-3697	-1638	-2572	-2309
Borrowing	0	0	0	0
Divided	0	0	0	0
Equity	0	0	0	0
Others From Financing	-207	-446	-497	-572
Cash Flow from Financing	-207	-446	-497	-572
Net Cash Generated	-500	-176	234	806
Cash at the Start	1411	911	694	966
Cash at the End	911	735	928	1772

Shareholding Pattern

Shareholding Pattern	2021	2022	2023
NMI Frontier Fund KS, Norway	-	-	7.83%
British International Investment PLC	-	-	13.95%
Faering Capital India Evolving FUND II	-	-	7.78%
RBLBank Limited	-	-	9.86%
Others	-	-	60.58%

Promoters or Management

Name

Designation

Experience

Linkedin Profile

Keki M. Mistry

Vice Chairman

35+

Ritesh Kumar

MD & CEO

30+

Anuj Tyagi

Joint MD

24+

FAQ's

What is HDFC ERGO General Insurance known for?

HDFC ERGO General Insurance is a leading general insurance company in India, offering a wide range of insurance products, including health, motor, travel, and home insurance.

How can I invest in HDFC ERGO General Insurance unlisted shares?

You can invest in HDFC ERGO General Insurance unlisted shares by purchasing them through a broker or platform that facilitates unlisted share transactions. Ensure the platform is regulated.

What are the potential risks of investing in HDFC ERGO General Insurance unlisted shares?

Risks include low liquidity, market volatility, and the possibility of slower growth compared to publicly listed insurance companies. It’s advisable to assess the company's financial health before investing.

Can I sell HDFC ERGO General Insurance unlisted shares?

Selling unlisted shares might be challenging due to limited market participants. You can sell through brokers or platforms that specialize in unlisted shares, but it may take time to find a buyer.

How do I transfer HDFC ERGO General Insurance unlisted shares to my demat account?

You can transfer HDFC ERGO General Insurance unlisted shares to your demat account after completing the required paperwork through a broker or platform handling such transfers.

What is the current price of HDFC ERGO General Insurance unlisted shares?

The price of HDFC ERGO General Insurance unlisted shares fluctuates depending on demand and market conditions. For the latest share price, it’s best to check with a broker or a platform that specializes in unlisted shares.

What are the advantages of investing in HDFC ERGO General Insurance unlisted shares?

Investing in unlisted shares of HDFC ERGO could provide an opportunity to gain from the company’s growth in the Indian insurance sector. As the insurance market in India expands, this could result in significant returns. However, the risks of lower liquidity and market volatility must be considered.

Can I expect regular dividends from HDFC ERGO General Insurance unlisted shares?

Dividend payouts from unlisted shares may not be as frequent or predictable as those from listed companies. It’s important to assess the company’s profitability and dividend policy, if any, before investing.

Are HDFC ERGO General Insurance unlisted shares a good investment for long-term growth?

Given the growing demand for insurance products in India, HDFC ERGO General Insurance unlisted shares may present a good long-term investment opportunity. However, potential investors should conduct thorough research into the company’s performance and the broader insurance sector.

How do the financials of HDFC ERGO General Insurance affect the value of its unlisted shares?

The financial health of HDFC ERGO General Insurance significantly impacts the value of its unlisted shares. A strong financial position with steady growth in premiums, claims, and profitability could positively influence the share price. It's important to assess the company’s earnings and balance sheet before investing.

Can I sell my HDFC ERGO General Insurance unlisted shares on any stock exchange?

Unlisted shares like those of HDFC ERGO General Insurance cannot be sold on public stock exchanges. To sell them, you would need to find buyers through unlisted share platforms or brokers specializing in these transactions.

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HDFC Ergo General Insurance Limited Shares

FAQ's

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