CL Fincorp Limited, established in 1991, operates as a non-banking financial company (NBFC) in India. Its unlisted shares have garnered interest among investors looking for opportunities outside the public stock exchanges.
| P&L Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Interest Earned | 7413 | 8737 | 11219 | 14316 |
| Other Income | 221 | 206 | 45 | 254 |
| Interest Expended | 3211 | 3873 | 4706 | 5674 |
| Operating Expenses | 3955 | 4699 | 6067 | 8701 |
| Provisions and contingencies | 47 | -1.64 | 67 | 90 |
| PAT | 279 | 271 | 304 | 8 |
| eps | 0.63 | 0.61 | 0.64 | 0.02 |
| Gross NPA | 0 | 0 | 5.2 | 1.57 |
| Net NPA | 0 | 1.9 | 3.52 | 1.39 |
| Assets | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Fixed Assets | 1226 | 2458 | 3255 | 4702 |
| Investments | 1205 | 1928 | 1511 | 2012 |
| Trade Receivables | 283 | 412 | 471 | 669 |
| Inventory | 30164 | 35168 | 40304 | 47827 |
| Other Assets | 4590 | 5898 | 7225 | 8585 |
| Total Assets | 37468 | 45864 | 52766 | 63795 |
| Assets | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Fixed Assets | 1226 | 2458 | 3255 | 4702 |
| Investments | 1205 | 1928 | 1511 | 2012 |
| Trade Receivables | 283 | 412 | 471 | 669 |
| Inventory | 30164 | 35168 | 40304 | 47827 |
| Other Assets | 4590 | 5898 | 7225 | 8585 |
| Total Assets | 37468 | 45864 | 52766 | 63795 |
| Liabilities | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Share Capital | 4433 | 4433 | 4739 | 4979.36 |
| FV | 10 | 10 | 10 | 10 |
| Reserves | 3432 | 3665 | 4394 | 4720 |
| Borrowings | 21838 | 29627 | 34540 | 42361.16 |
| Trade Payables | 0 | 0 | 0 | 0 |
| Other Liabilities | 7765 | 8139 | 9093 | 11734.48 |
| Total Liabilities | 37468 | 45864 | 52766 | 63795 |
| Cash-Flow Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| PBT (%) | 422 | 372 | 424 | 105 |
| OPBWC | 1206 | 1587 | 2289 | 2041 |
| Term Deposit | 0 | 0 | 0 | 0 |
| Change in Investment | -136 | -124 | -59 | -198 |
| Change in Advances | -5252 | -4957 | -5203 | -7612 |
| Change in Deposit | 0 | 0 | 0 | 0 |
| Other Changes | 250 | 37 | 314 | 839 |
| Working Capital Change | -5138 | -5044 | -4948 | -6971 |
| Cash Generated From Operations | -3932 | -3457 | -2659 | -4930 |
| Tax | 53 | 145 | 140 | 0 |
| Cash Flow From Operations | -3985 | -3602 | -2799 | -4930 |
| Purchase of PPE | -455 | -1726 | -1487 | -2243 |
| Sale of PPE | 4 | 3 | 0 | 0 |
| Purchase of Investment | 0 | 0 | 0 | 0 |
| Sale of investments | 14 | 27 | -4 | 5 |
| Others | -3 | -431 | -65 | 240 |
| Cash flow from Investme | -440 | -2127 | -1556 | -1998 |
| Proceeds from Borrowing | 4756 | 2476 | 5612 | 7821 |
| Repayment of Borrowing | -36 | 0 | -699 | 0 |
| Dividend | 0 | -1 | 0 | -43 |
| Proceeds from Equity | 0 | 0 | 765 | 600 |
| Others From Financing | -712 | 3524 | -1719 | -919 |
| Cash Flow from Financing | 4008 | 5999 | 3959 | 7459 |
| Net Cash Generated | -417 | 270 | -396 | 531 |
| Cash at the Start | 1521 | 1103 | 1375 | 979 |
| Cash at the End | 1104 | 1373 | 979 | 1510 |
| Shareholding Pattern | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Promoters | 53.91% | 46.25% | 45.37% | 44.98% |
| Indian Resident | 44.16% | 51.07% | 52.20% | - |
| Others | 1.93% | 2.68% | 2.43% | 55.02% |
