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MAXVALUE Credits & Investments Ltd. is an innovative venture providing high-quality financial services to the common man.The company is engaged in providing loans such as vehicle loans, gold loans, Trader loans, and Micro Finance to the extent permitted for your company. The company also provides investments opportunities to its customers in the form of fully secured Non- Convertible Redeemable Debentures and subordinated Debts as per the prescribed guidelines issued by the Reserve Bank of India.
| P&L Statement | 2021 | 2022 | 2023 | 2024 |
| Revenue | 153 | 153 | 150 | 125 |
| Cost of Material Consumed | 0 | 0 | 0 | 0 |
| Gross Margins | 100 | 100 | 100 | 100 |
| Change in Inventory | 0 | 0 | 0 | 0 |
| Employee Benefit Expenses | 30 | 36 | 45 | 35 |
| Other Expenses | 36 | 58 | 51 | 32 |
| EBITDA | 87 | 59 | 54 | 58 |
| OPM | 56.86 | 38.56 | 36 | 46.4 |
| Other Income | 2 | 4 | 5 | 12 |
| Finance Cost | 82 | 96 | 78 | 56 |
| D&A | 5 | 4 | 4 | 3 |
| EBIT | 82 | 55 | 50 | 55 |
| EBIT Margins | 53.59 | 35.95 | 33.33 | 44 |
| PBT | 2 | -37 | -23 | 10 |
| PBT Margins | 1.31 | -24.18 | -15.33 | 8 |
| Tax (2021) | 0 | 0 | -2 | 0 |
| PAT | 2 | -37 | -21 | 10 |
| NPM | 1.31 | -24.18 | -14 | 8 |
| EPS | 0.13 | -2.38 | -0.64 | 0.28 |
| Financial Ratios | 2021 | 2022 | 2023 | 2024 |
| Operating Profit Margin | 56.86 | 38.56 | 36 | 46.4 |
| Net Profit Margin | 1.31 | -24.18 | -14 | 8 |
| Earning Per Share (Diluted) | 0.13 | -2.38 | -0.64 | 0.28 |
| Assets | 2021 | 2022 | 2023 | 2024 |
| Fixed Assets | 29 | 30 | 28.6 | 26 |
| CWIP | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 |
| Trade Receivables | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 |
| Other Assets | 808 | 815 | 634.4 | 491 |
| Total Assets | 837 | 845 | 663 | 517 |
| Liabilities | 2021 | 2022 | 2023 | 2024 |
| Share Capital | 156.45 | 155.77 | 164.75 | 178.75 |
| FV | 10 | 10 | 5 | 5 |
| Reserves | -31 | -67 | -89 | -78 |
| Borrowings | 613 | 416 | 185 | 225 |
| Trade Payables | 0 | 0 | 0 | 0 |
| Other Liabilities | 98.55 | 340.23 | 402.25 | 191.25 |
| Total Liabilities | 837 | 845 | 663 | 517 |
| Cash-Flow Statement | 2021 | 2022 | 2023 | 2024 |
| PBT | 0 | -37 | -23 | 10 |
| OPBWC | 16 | -2 | 3 | 21 |
| Change in Receivables | 0 | 0 | 0 | 0 |
| Change in Inventories | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 0 |
| Other Changes | -98 | 25 | 22 | 62 |
| Working Capital Change | -98 | 25 | 22 | 62 |
| Cash Generated From Operations | -82 | 23 | 25 | 83 |
| Tax | 0 | 0 | 0 | 0 |
| Cash Flow From Operations | -82 | 23 | 25 | 83 |
| Purchase of PPE | -2 | -5 | -3 | -0.61 |
| Sale of PPE | 8 | 0 | 0 | 0.07 |
| Cash Flow From Investment | 6 | -5 | -3 | -0.54 |
| Borrowing | -22 | -18 | -141.6 | -138 |
| Divided | 0 | 0 | 0 | 0 |
| Equity | 0 | 0 | 8.9 | 14 |
| Others From Financing | 128 | 82 | 28.7 | 29 |
| Cash Flow from Financing | 106 | 64 | -104 | -95 |
| Net Cash Generated | 30 | 82 | -82 | -12.54 |
| Cash at the Start | 13 | 43 | 126 | 44 |
| Cash at the End | 43 | 125 | 44 | 31.46 |
| Shareholding Pattern | 2021 | 2022 | 2023 | 2024 |
| Maxvalue Consultancy Services | 15.15% | 17.68% | 18.14% | 12.12% |
| Sudhina Wales | 0.45% | 0 | 0 | 0 |
| Others | 84.40% | 82.32% | 81.86% | 87.88% |
