Shriram Life Insurance is a prominent insurance provider in India, offering a variety of life insurance products tailored to meet diverse customer needs. Product OfferingsLife Insurance PlansShriram Life Insurance provides several types of plans, including:Savings Plans: These plans are designed to help policyholders accumulate savings over time while providing life coverage. Examples include:Shriram Life Assured Income PlanShriram Life Early Cash PlanShriram Life Premier Assured Benefit PlanRetirement Plans: Aimed at ensuring financial security post-retirement, these include:Shriram Life Saral PensionShriram Life Pension PlusShriram Life Immediate Annuity PlusChild Plans: These plans focus on securing a child's future, such as:Shriram Life New Shri Vidhya PlanProtection Plans: These plans provide financial protection against unforeseen events:Shriram Life Family Protection PlanShriram Life Smart Protection PlanShriram Life Cash Back Term Plan
| P&L Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | 2,540 | 3,508 | 2,546 | 3,508 |
| Cost of Material Consumed | - | - | - | - |
| Gross Margins | - | - | - | - |
| Change in Inventory | - | - | - | - |
| Employee Benefit Expenses | - | - | - | - |
| Other Expenses | - | - | - | - |
| EBITDA | - | - | - | - |
| OPM | - | - | - | - |
| Other Income | 16.6 | 25.1 | - | - |
| Finance Cost | - | - | - | - |
| D&A | - | - | - | - |
| EBIT | - | - | - | - |
| EBIT Margins | - | - | - | - |
| PBT | 3 | 156 | 156 | - |
| PBT Margins | - | - | - | - |
| Tax (2021) | 81.06 | 73.64 | - | - |
| PAT | 3 | 156 | 156 | 158 |
| NPM | - | - | - | - |
| EPS | - | - | - | - |
| Financial Ratios | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Operating Profit Margin | - | - | - | 31.60% |
| Net Profit Margin | - | - | - | 4.50% |
| Earning Per Share (Diluted) | - | - | ₹14.45 | ₹17.65 |
| Assets | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Fixed Assets | 531.29 | 547.83 | - | - |
| CWIP | - | - | - | - |
| Investments | 1050.44 | 997.05 | - | - |
| Trade Receivables | - | - | - | - |
| Inventory | - | - | - | - |
| Other Assets | 5096.01 | 5636.72 | - | - |
| Total Assets | - | - | - | - |
| Cash-Flow Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| PBT | 6,835,398 | 4,682,080 | 5,000,000 | 6,040,000 |
| OPBWC | - | - | - | - |
| Change in Receivables | - | - | - | - |
| Change in Inventories | - | - | - | - |
| Change in Payables | - | - | - | - |
| Other Changes | - | - | - | - |
| Working Capital Change | - | - | - | - |
| Cash Generated From Operations | 6,835,398 | 4,682,080 | 5,000,000 | 6,040,000 |
| Tax | -2,127,712 | -814,999 | -1,500,000 | -1,600,000 |
| Cash Flow From Operations | 4,707,686 | 3,867,081 | 3,500,000 | 4,440,000 |
| Purchase of PPE | -42,473 | -111,323 | -100,000 | -150,000 |
| Sale of PPE | 157 | 7,778 | 5,000 | 10,000 |
| Cash Flow From Investment | -42,316 | -103,545 | -95,000 | -140,000 |
| Borrowing | 0 | 0 | 0 | 0 |
| Divided | -1,140,316 | -1,606,809 | -1,500,000 | -1,600,000 |
| Equity | 0 | 0 | 0 | 0 |
| Others From Financing | 0 | 0 | 0 | 0 |
| Cash Flow from Financing | -1,140,316 | -1,606,809 | (1.5 million) | (1.6 million) |
| Net Cash Generated | 3.525 million | 2.260 million | 2.050 million | 2.700 million |
| Cash at the Start | - | - | - | - |
| Cash at the End | - | - | - | - |
| Shareholding Pattern | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Corporated Unlisted | 74.56% | 74.56% | 74.56% | 74.56% |
| Foreign Holding | 23% | 23% | 23% | 23% |
| Others | 2.44% | 2.44% | 2.44% | 2.44% |
