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In the vast expanse of the Indian financial sector, certain names reverberate with a history of trust and reliability. Tata Sons Limited, one of the country’s premier business conglomerates, has consistently been at the forefront of driving excellence in numerous sectors. A notable subsidiary under its umbrella is Tata Capital.
| P&L Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Interest Earned | 8727 | 9090 | 11895 | 16366 |
| Other Income | 1260 | 1162 | 1741 | 1832 |
| Interest Expended | 5212 | 4889 | 6601 | 9568 |
| Operating Expenses | 1371 | 2041 | 2446 | 3346 |
| Provisions and contingencies | 1449 | 1080 | 574 | 592 |
| PAT | 1242 | 1851 | 2946 | 3327 |
| eps | 3.59 | 5.35 | 8.4 | 8.98 |
| Gross NPA | 2.2 | 1.9 | 1.71 | 1.71 |
| Net NPA | 0.5 | 0.6 | 0.4 | 0.38 |
| Financial Ratios | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Advances | 73626 | 90121 | 116756 | 157760 |
| Book Value | 28.8 | 33.82 | 48.35 | 66.38 |
| P / B | 15.97 | 13.6 | 21.71 | 15.82 |
| ROE (%) | 12.45 | 15.8 | 17.37 | 13.53 |
| Assets | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Fixed Assets | 765 | 565 | 486 | 833 |
| Cash and Balance | 2026 | 2081 | 3058 | 6995 |
| Investments | 3823 | 7846 | 12658 | 7905 |
| Advances | 73626 | 90121 | 116756 | 157760 |
| Other Assets | 2690 | 1773 | 2604 | 3201 |
| Total Assets | 82930 | 102386 | 135562 | 176694 |
| Liabilities | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Share Capital | 3463 | 3463 | 3507 | 3703 |
| FV | 10 | 10 | 10 | 10 |
| Reserves | 6509 | 8249 | 13451 | 20878 |
| Borrowings | 63157 | 79330 | 106309 | 139646 |
| Trade Payables | 0 | 0 | 0 | 0 |
| Other Liabilities | 9801 | 11344 | 12295 | 12467 |
| Total Liabilities | 82930 | 102386 | 135562 | 176694 |
| Cash-Flow Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| PBT (%) | 1614 | 2347 | 3936 | 4392 |
| OPBWC | 3194 | 3083 | 3948 | 4758 |
| Term Deposit | 0 | 0 | 0 | 0 |
| Change in Investment | 0 | 0 | 0 | 0 |
| Change in Advances | -383 | -17098 | -26763 | -40889 |
| Change in Deposit | 0 | 0 | 0 | 0 |
| Other Changes | 578 | 246 | 709 | -5402 |
| Working Capital Change | 195 | -16852 | -26054 | -46291 |
| Cash Generated From Operations | 3389 | -13769 | -22106 | -41533 |
| Tax | 252 | 617 | 1083 | -1223 |
| Cash Flow From Operations | 3137 | -14386 | -23189 | -40310 |
| Purchase of PPE | -61 | -40 | -207 | -698 |
| Sale of PPE | 55 | 63 | 60 | 64 |
| Purchase of Investment | -919291 | -246751 | -380770 | -325 |
| Sale of investments | 916755 | 244311 | 378996 | 5129 |
| Others | -83 | -200 | -348 | 1587 |
| Cash flow from Investme | -2625 | -2617 | -2269 | 5757 |
| Proceeds from Borrowing | 66376 | 114447 | 82621 | 104439 |
| Repayment of Borrowing | -69064 | -97369 | -56467 | 71655 |
| Dividend | -90 | -82 | -136 | -74 |
| Proceeds from Equity | 260 | 200 | 796 | 1975 |
| Others From Financing | -268 | -141 | -385 | -142043 |
| Cash Flow from Financing | -2786 | 17055 | 26429 | 35952 |
| Net Cash Generated | -2274 | 52 | 971 | 1399 |
| Cash at the Start | 4302 | 2026 | 2081 | 3059 |
| Cash at the End | 2028 | 2078 | 3052 | 4458 |
| Shareholding Pattern | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Tata Sons Private Limited | 92.83% | 92.83% | 92.83% | 92.83% |
| Bodies Corporate | 3.20% | 3.20% | 3.20% | 3.20% |
| Others | 3.97% | 3.97% | 3.97% | 3.97% |
